Round Rock TX Cost of Living: How Affordable Is It in 2025?

Let’s talk money. One of the most compelling reasons people flock to Round Rock is that it offers a high quality of life without the wallet‑emptying price tag you find in many booming metros. When you Google “Round Rock cost of living,” you’ll see reassuring numbers—and once you’re here, you’ll feel it in your bank account.

First up: housing. While Austin median home prices climb past half a million dollars, Round Rock still offers a median in the mid‑$300,000s to low‑$400,000s range. That means your mortgage payment leaves room for travel, dining out or maybe even that boat you’ve been eyeing. Don’t want to buy? Average rents hover around $1,400, though new luxury apartments will run higher. Either way, you get more square footage and better amenities for your dollar compared to cities like Dallas or Houston.

Utilities are a pleasant surprise. Electric bills certainly spike in summer when the AC is blasting (we are in Texas, after all), but natural gas and water costs remain reasonable. Many newer homes are built to energy‑efficient standards, which helps keep monthly bills predictable. Shopping and groceries align closely with national averages, though you may pay a premium for imported ingredients if your culinary habits lean toward exotic. Property taxes are admittedly on the higher side (this is Texas), but with no state income tax, most residents still come out ahead.

Transportation costs vary by lifestyle. If you commute daily into Austin, factor in tolls and fuel. But because Round Rock is self‑sufficient—meaning most necessities are within city limits—you can often avoid lengthy drives. Many clients of mine reduce their transportation budget simply by working remotely or taking local jobs in our growing tech and healthcare sectors. Plus, our city invests in public parks and free amenities—meaning your entertainment budget can go toward experiences like theRock’N’River Water Park, music festivals atOld Settlers Park, or weekend farmers’ markets rather than pricey theme parks.

Healthcare and education costs are also competitive. We have access to top‑tier hospitals and clinics in both Round Rock and nearby Austin, and families appreciate high‑quality public schools. Private school tuition, if that’s your route, is generally lower than in larger metropolitan areas. And for continuing education, Austin Community College and Texas State University have satellite campuses within easy driving distance, offering affordable degree and certificate options.

So what does “affordable” feel like? It feels like owning a home with a yard large enough for a grill and a garden. It feels like having the flexibility to go out to dinner without clutching your wallet. It feels like being able to invest in your kids’ hobbies and your own future. Affordability isn’t just a number—it’s a sense of ease, of breathability, and Round Rock delivers that.

I’ve helped countless clients run the numbers and compare budgets. Whether you’re a first‑time homebuyer looking to stretch every dollar or a relocating professional seeking more value for your high salary, I can show you how far your money will go here. Let’s crunch the numbers together and demonstrate that “affordable” can mean “amazing.” Reach out, and let’s get started.